West Virginia Mutual Insurance Company

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Premium Credits

The Mutual offers many innovative risk management initiatives to assist you in controlling your exposure to liability. The credits offered below are effective January 1, 2008.

Initiative	Credit
C.A.R.E. Program	3%
C.A.R.E. Skills Development Workshop	2%
Health Information Technology	2%
Risk Management Office Visit	2%
Online CMEs for Physicians	1%
CME Loss Prevention Workshop	1%
In-service for Office Staff	1%

Policyholders can earn up to 10% in risk management premium credits. Premium credits will apply at the next policy renewal date after they are earned and will be effective for two years.